KPKT Digital Lending Platform
6-8 weeks
Complete lending platform with application processing, underwriting, and collections.
A complete digital lending platform with automated underwriting, loan management, payment processing, and regulatory compliance. Built for Malaysian KPKT lenders seeking to digitalise their lending and collections workflow.
Key Features
Automated Loan Underwriting
Configurable approval workflows with risk assessment and decision engines
Integrated Payment Processing
Multiple payment gateway integrations with automated collections
Comprehensive Audit Trails
Complete regulatory compliance and audit documentation
Customer Web Portal
Self-service portal with mobile application support
Admin Web Portal
Real-time reporting with role-based access control and approval workflows
Digital Signing & eKYC
Compliant identity verification and document signing workflows
WhatsApp Integration
OTP delivery and automated notifications via WhatsApp
Platform Modules
Comprehensive modules designed for complete digital lending operations, from onboarding to collections.
Core Modules
Essential modules that power your lending operations
Loan Application Dashboard
OnboardingStreamlined application processing with application resuming
Borrower Loan Management
Loan ManagementBorrower dashboard with loan status and repayment trackings
Receipt and Default Letters
ReceiptsAutomated receipt and default letter generation
Collections Management
CollectionsAutomated collection workflows with WhatsApp integration
Comprehensive Reporting
ReportingAdmin reporting dashboard with real-time metrics and analytics
Payments
PaymentsAutomated payment processing and collections
All Platform Modules
📊 Modules with detailed interface previews shown above
Third-Party Integrations
Seamless integration with leading Malaysian and international service providers
Customization Note: All modules and interfaces can be fully customized to match your branding, workflows, and specific business requirements. Screenshots show representative interfaces that will be tailored during implementation.
Security & Compliance
RBAC, end-to-end encryption, comprehensive audit logs, OAuth 2.0 API security, on-premise deployment options
Implementation Timeline
Our structured approach ensures smooth deployment with clear milestones.
Discovery & Setup
- Requirements gathering and business process mapping
- KPKT compliance framework analysis and setup
- Environment provisioning and initial configuration
- Integration planning with Malaysian CAs and payment gateways
Core Configuration
- Loan management and underwriting workflow setup
- eKYC and digital signing integration
- WhatsApp Business API integration and testing
- Credit scoring engine configuration with CTOS
Advanced Features & Branding
- Collections workflow and automated notifications setup
- Compliance audit trails and reporting configuration
- Branding implementation and UI customization
- On-premise server setup and attestation services
Testing & Deployment
- End-to-end testing with real-world scenarios
- Staff training and documentation handover
- Security review and compliance validation
- Production deployment and go-live support
Branding Options
Complete customization to match your brand identity and user experience requirements.
Example Reference
kredit.my
A successful implementation demonstrating the platform's capabilities in production.
Visit kredit.my →Ready to get started?
Request a demo to see how KPKT Digital Lending Platform can be customized for your specific needs.
Request a demo